SBI CARDS & PAY SER Stock Context for AI Screening

SBI CARDS & PAY SER LTD is a mid-cap stock in Financial Services. This page summarizes key screening signals for SBI CARDS & PAY SER, including recent returns, momentum indicators, valuation ratios, liquidity, and growth metrics. Gimli uses this context to help users ask natural-language stock screening questions across Indian equities.

Open interactive SBICARD stock page

Price

₹585.10

1W return

-1.85%

1M return

+1.84%

3M return

-12.83%

6M return

-32.91%

1Y return

-36.32%

Market cap

₹55,678.43 cr

25.70

3.54

ROE

+14.69%

ROCE

+2.29%

RSI

39.80

Turnover

₹51.56 cr

Why it can matter in screens

Momentum: SBICARD is trend mixed or unavailable; RSI is 39.80.
Returns: 1D -3.28%, 1W -1.85%, 1M +1.84%, 3M -12.83%, 1Y -36.32%.
Trend levels: 52W high ₹937.95, 52W low ₹568.25, off high -37.62%.
Liquidity: latest turnover is ₹51.56 cr; volume vs 20D is +0.76%.
Valuation/profitability: PE 25.70, PB 3.54, ROE +14.69%, ROCE +2.29%.
Growth: 3Y sales CAGR +15.43%, 3Y profit CAGR -1.37%.

Financials and Ownership

Quarterly income statement

Period	Revenue	EBITDA	PAT	EPS
2026-03-31	4,063.98 cr	n/a	609.30 cr	6.40
2025-12-31	4,221.70 cr	n/a	556.64 cr	5.85
2025-09-30	5,136.48 cr	1,394.85 cr	444.77 cr	4.67
2025-06-30	4,035.08 cr	n/a	555.96 cr	5.84
2025-03-31	3,841.28 cr	n/a	534.18 cr	5.62
2024-12-31	3,794.33 cr	n/a	383.23 cr	4.03
2024-09-30	3,620.30 cr	n/a	n/a	nan
2024-06-30	3,569.02 cr	n/a	594.45 cr	6.25

Annual income statement

Year	Revenue	EBITDA	PAT	EPS
2026-03-31	16,423.18 cr	n/a	2,166.71 cr	22.77
2025-03-31	14,825.51 cr	n/a	1,916.41 cr	20.15
2024-03-31	12,751.20 cr	n/a	2,407.88 cr	25.39
2023-03-31	10,677.63 cr	n/a	2,258.47 cr	23.92
2022-03-31	11,301.52 cr	3,348.04 cr	1,616.14 cr	17.02

Balance sheet

Period	Assets	Cash	Debt	Equity
2026-03-31	66,327.79 cr	2,319.78 cr	44,063.73 cr	15,725.50 cr
2025-03-31	65,545.80 cr	2,559.91 cr	45,170.68 cr	13,781.72 cr
2024-03-31	58,171.23 cr	2,508.43 cr	40,314.70 cr	12,084.03 cr
2023-03-31	45,545.56 cr	1,016.04 cr	31,531.09 cr	9,830.05 cr
2022-03-31	34,648.43 cr	784.25 cr	23,284.91 cr	7,752.70 cr

Cash flow

Period	OCF	FCF	Cash change
2026-03-31	493.03 cr	459.39 cr	n/a
2025-03-31	-2,140.46 cr	-2,196.22 cr	n/a
2024-03-31	-5,653.38 cr	-5,727.87 cr	n/a
2023-03-31	-6,670.51 cr	-6,763.91 cr	n/a
2022-03-31	-4,391.46 cr	-4,491.38 cr	n/a

Shareholding Trend

Period	Promoter	FII/FPI	DII	MF	Retail	Pledge
2026-03-31	+68.92%	+9.54%	+18.12%	+10.65%	+3.42%	+0.00%
2025-12-31	+68.58%	+10.15%	+17.85%	+10.31%	+3.42%	+0.00%
2025-09-30	+68.59%	+10.10%	+17.76%	+10.07%	+3.55%	+0.00%
2025-06-30	+68.59%	+10.22%	+17.51%	+9.84%	+3.68%	+0.00%
2025-03-31	+68.60%	+9.88%	+17.22%	+9.66%	+4.30%	+0.00%

Industry Peers

Symbol	Name	Mcap	PE	ROE	1Y
HDFCBANK	HDFC BANK LTD	1,247,556.08 cr	15.915362	+9.50%	-19.03%
ICICIBANK	ICICI BANK LTD.	989,762.26 cr	18.258702	+15.31%	-4.26%
SBIN	STATE BANK OF INDIA	938,661.50 cr	11.219225	+14.94%	+25.13%
BAJFINANCE	BAJAJ FINANCE LIMITED	628,254.22 cr	33.035775	+17.62%	+8.92%
AXISBANK	AXIS BANK LIMITED	407,202.76 cr	15.415588	+13.09%	+12.36%
KOTAKBANK	KOTAK MAHINDRA BANK LTD	368,118.67 cr	19.107543	+11.38%	-16.81%
BAJAJFINSV	BAJAJ FINSERV LTD.	296,507.30 cr	30.252853	+7.28%	-8.10%
LICI	LIFE INSURA CORP OF INDIA	270,646.65 cr	9.421552	+37.75%	-9.62%

Try these prompts

Analyze SBI CARDS & PAY SER with valuation, momentum and industry peers
Compare SBICARD with other Financial Services stocks
Show mid-cap stocks in Financial Services above 50DMA with positive 1M return
Find Financial Services stocks with improving momentum and reasonable valuation

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Data snapshot: 2026-07-08. Not investment advice.