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PSB stock analysis context
PUNJAB & SIND BANK Stock Context for AI Screening
PUNJAB & SIND BANK is a small-cap stock in Financial Services. This page summarizes key screening signals for PUNJAB & SIND BANK, including recent returns, momentum indicators, valuation ratios, liquidity, and growth metrics. Gimli uses this context to help users ask natural-language stock screening questions across Indian equities.
Open interactive PSB stock pagePrice
₹24.10
1W return
-1.95%
1M return
+3.92%
3M return
-1.39%
6M return
-13.37%
1Y return
-24.80%
Market cap
₹17,100.36 cr
PE
12.94
PB
1.21
ROE
+9.62%
ROCE
+2.92%
RSI
45.39
Turnover
₹6.48 cr
Why it can matter in screens
- Momentum: PSB is trend mixed or unavailable; RSI is 45.39.
- Returns: 1D -2.70%, 1W -1.95%, 1M +3.92%, 3M -1.39%, 1Y -24.80%.
- Trend levels: 52W high ₹32.81, 52W low ₹20.66, off high -26.55%.
- Liquidity: latest turnover is ₹6.48 cr; volume vs 20D is +1.18%.
- Valuation/profitability: PE 12.94, PB 1.21, ROE +9.62%, ROCE +2.92%.
- Growth: 3Y sales CAGR +12.88%, 3Y profit CAGR +0.23%.
Financials and Ownership
Quarterly income statement
| Period | Revenue | EBITDA | PAT | EPS |
|---|---|---|---|---|
| 2026-03-31 | 1,402.17 cr | n/a | 421.83 cr | 0.59 |
| 2025-12-31 | 3,549.27 cr | 456.47 cr | 336.42 cr | 0.47 |
| 2025-09-30 | 3,373.28 cr | 357.39 cr | 294.52 cr | 0.42 |
| 2025-06-30 | 1,369.14 cr | n/a | 269.16 cr | 0.38 |
| 2025-03-31 | 1,798.78 cr | n/a | 312.78 cr | 0.46 |
| 2024-12-31 | 1,276.99 cr | n/a | 281.96 cr | 0.42 |
| 2024-09-30 | 1,231.76 cr | n/a | 239.59 cr | 0.35 |
| 2024-06-30 | 1,043.78 cr | n/a | 181.50 cr | 0.27 |
Annual income statement
| Year | Revenue | EBITDA | PAT | EPS |
|---|---|---|---|---|
| 2026-03-31 | 5,589.21 cr | n/a | 1,321.93 cr | 1.86 |
| 2025-03-31 | 5,351.31 cr | n/a | 1,015.83 cr | 1.50 |
| 2024-03-31 | 3,709.21 cr | n/a | 595.42 cr | 0.88 |
| 2023-03-31 | 3,886.06 cr | n/a | 1,313.03 cr | 1.94 |
| 2022-03-31 | 8,055.19 cr | 1,323.78 cr | 1,039.05 cr | 2.56 |
Balance sheet
| Period | Assets | Cash | Debt | Equity |
|---|---|---|---|---|
| 2026-03-31 | 179,270.31 cr | 6,299.26 cr | 16,352.32 cr | 14,132.42 cr |
| 2025-03-31 | 161,815.17 cr | 10,188.70 cr | 11,879.52 cr | 13,354.76 cr |
| 2024-03-31 | 147,656.53 cr | 9,056.85 cr | 9,170.86 cr | 15,533.43 cr |
| 2023-03-31 | 136,454.52 cr | 8,656.16 cr | 9,018.38 cr | 15,108.51 cr |
| 2022-03-31 | 121,067.55 cr | 9,047.45 cr | 2,443.63 cr | 14,010.59 cr |
Cash flow
| Period | OCF | FCF | Cash change |
|---|---|---|---|
| 2026-03-31 | -1,893.10 cr | -2,134.01 cr | n/a |
| 2025-03-31 | -2,293.50 cr | -2,461.11 cr | n/a |
| 2024-03-31 | 1,746.38 cr | 1,517.32 cr | n/a |
| 2023-03-31 | 1,428.36 cr | 1,338.05 cr | n/a |
| 2022-03-31 | -5,998.57 cr | -6,119.36 cr | n/a |
Shareholding Trend
| Period | Promoter | FII/FPI | DII | MF | Retail | Pledge |
|---|---|---|---|---|---|---|
| 2026-03-31 | +93.85% | +0.15% | +3.91% | +0.11% | +2.10% | +0.00% |
| 2025-12-31 | +93.85% | +0.16% | +4.00% | +0.11% | +1.99% | +0.00% |
| 2025-09-30 | +93.85% | +0.16% | +4.04% | +0.11% | +1.96% | +0.00% |
| 2025-06-30 | +93.85% | +0.25% | +4.07% | +0.11% | +1.84% | +0.00% |
| 2025-03-31 | +93.85% | +0.73% | +4.32% | +0.03% | +1.10% | +0.00% |
Industry Peers
| Symbol | Name | Mcap | PE | ROE | 1Y |
|---|---|---|---|---|---|
| HDFCBANK | HDFC BANK LTD | 1,247,556.08 cr | 15.915362 | +9.50% | -19.03% |
| ICICIBANK | ICICI BANK LTD. | 989,762.26 cr | 18.258702 | +15.31% | -4.26% |
| SBIN | STATE BANK OF INDIA | 938,661.50 cr | 11.219225 | +14.94% | +25.13% |
| BAJFINANCE | BAJAJ FINANCE LIMITED | 628,254.22 cr | 33.035775 | +17.62% | +8.92% |
| AXISBANK | AXIS BANK LIMITED | 407,202.76 cr | 15.415588 | +13.09% | +12.36% |
| KOTAKBANK | KOTAK MAHINDRA BANK LTD | 368,118.67 cr | 19.107543 | +11.38% | -16.81% |
| BAJAJFINSV | BAJAJ FINSERV LTD. | 296,507.30 cr | 30.252853 | +7.28% | -8.10% |
| LICI | LIFE INSURA CORP OF INDIA | 270,646.65 cr | 9.421552 | +37.75% | -9.62% |
Try these prompts
- Analyze PUNJAB & SIND BANK with valuation, momentum and industry peers
- Compare PSB with other Financial Services stocks
- Show small-cap stocks in Financial Services above 50DMA with positive 1M return
- Find Financial Services stocks with improving momentum and reasonable valuation
Related screen ideas
- View Financial Services stocks
- View small-cap stocks
- Find stocks above 50DMA
- Compare PSB with other Financial Services stocks
Data snapshot: 2026-07-08. Not investment advice.