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CHOLAFIN stock analysis context
CHOLAMANDALAM IN & FIN CO Stock Context for AI Screening
CHOLAMANDALAM IN & FIN CO is a large-cap stock in Financial Services. This page summarizes key screening signals for CHOLAMANDALAM IN & FIN CO, including recent returns, momentum indicators, valuation ratios, liquidity, and growth metrics. Gimli uses this context to help users ask natural-language stock screening questions across Indian equities.
Open interactive CHOLAFIN stock pagePrice
₹1,769.40
1W return
-1.88%
1M return
+21.52%
3M return
+13.84%
6M return
+0.88%
1Y return
+16.28%
Market cap
₹150,810.28 cr
PE
28.82
PB
4.95
ROE
+19.34%
ROCE
+2.31%
RSI
58.70
Turnover
₹311.57 cr
Why it can matter in screens
- Momentum: CHOLAFIN is above 50DMA, above 200DMA; RSI is 58.70.
- Returns: 1D -4.53%, 1W -1.88%, 1M +21.52%, 3M +13.84%, 1Y +16.28%.
- Trend levels: 52W high ₹1,853.40, 52W low ₹1,354.70, off high -4.53%.
- Liquidity: latest turnover is ₹311.57 cr; volume vs 20D is +0.85%.
- Valuation/profitability: PE 28.82, PB 4.95, ROE +19.34%, ROCE +2.31%.
- Growth: 3Y sales CAGR +33.89%, 3Y profit CAGR +25.22%.
Financials and Ownership
Quarterly income statement
| Period | Revenue | EBITDA | PAT | EPS |
|---|---|---|---|---|
| 2026-03-31 | 4,810.52 cr | n/a | 1,645.20 cr | 19.33 |
| 2025-12-31 | 4,362.94 cr | n/a | 1,289.97 cr | 15.29 |
| 2025-09-30 | 7,613.00 cr | 5,154.00 cr | 1,160.00 cr | 13.75 |
| 2025-06-30 | 3,885.03 cr | n/a | 1,137.83 cr | 13.53 |
| 2025-03-31 | 3,772.20 cr | n/a | 1,259.54 cr | 14.98 |
| 2024-12-31 | 3,561.67 cr | n/a | 1,088.21 cr | 12.95 |
| 2024-09-30 | 3,263.77 cr | n/a | 967.80 cr | 11.52 |
| 2024-06-30 | 3,060.39 cr | n/a | 947.15 cr | 11.27 |
Annual income statement
| Year | Revenue | EBITDA | PAT | EPS |
|---|---|---|---|---|
| 2026-03-31 | 17,154.60 cr | n/a | 5,232.61 cr | 61.98 |
| 2025-03-31 | 13,658.03 cr | n/a | 4,262.70 cr | 50.72 |
| 2024-03-31 | 9,938.87 cr | n/a | 3,420.06 cr | 41.17 |
| 2023-03-31 | 7,145.25 cr | n/a | 2,664.85 cr | 32.44 |
| 2022-03-31 | 10,138.77 cr | 7,287.11 cr | 2,146.71 cr | 26.11 |
Balance sheet
| Period | Assets | Cash | Debt | Equity |
|---|---|---|---|---|
| 2026-03-31 | 245,448.23 cr | 14,695.08 cr | 211,069.61 cr | 30,458.40 cr |
| 2025-03-31 | 201,886.76 cr | 6,521.34 cr | 175,594.72 cr | 23,668.69 cr |
| 2024-03-31 | 156,686.41 cr | 2,236.23 cr | 134,847.78 cr | 19,593.24 cr |
| 2023-03-31 | 113,626.90 cr | 1,991.61 cr | 97,524.39 cr | 14,346.10 cr |
| 2022-03-31 | 82,478.68 cr | 3,861.37 cr | 69,283.86 cr | 11,769.00 cr |
Cash flow
| Period | OCF | FCF | Cash change |
|---|---|---|---|
| 2026-03-31 | -30,020.80 cr | -30,285.91 cr | n/a |
| 2025-03-31 | -32,413.15 cr | -32,612.68 cr | n/a |
| 2024-03-31 | -35,682.85 cr | -36,759.09 cr | n/a |
| 2023-03-31 | -27,105.05 cr | -27,294.50 cr | n/a |
| 2022-03-31 | -5,571.33 cr | -5,667.24 cr | n/a |
Shareholding Trend
| Period | Promoter | FII/FPI | DII | MF | Retail | Pledge |
|---|---|---|---|---|---|---|
| 2026-03-31 | +49.25% | +24.87% | +19.91% | +14.98% | +5.96% | +0.00% |
| 2025-12-31 | +49.72% | +26.55% | +17.55% | +12.84% | +6.17% | +0.00% |
| 2025-09-30 | +49.88% | +26.85% | +17.27% | +13.32% | +6.00% | +0.00% |
| 2025-06-30 | +49.90% | +27.96% | +16.06% | +12.51% | +6.08% | +0.00% |
| 2025-03-31 | +49.92% | +28.23% | +15.49% | +12.46% | +6.36% | +0.00% |
Industry Peers
| Symbol | Name | Mcap | PE | ROE | 1Y |
|---|---|---|---|---|---|
| HDFCBANK | HDFC BANK LTD | 1,247,556.08 cr | 15.915362 | +9.50% | -19.03% |
| ICICIBANK | ICICI BANK LTD. | 989,762.26 cr | 18.258702 | +15.31% | -4.26% |
| SBIN | STATE BANK OF INDIA | 938,661.50 cr | 11.219225 | +14.94% | +25.13% |
| BAJFINANCE | BAJAJ FINANCE LIMITED | 628,254.22 cr | 33.035775 | +17.62% | +8.92% |
| AXISBANK | AXIS BANK LIMITED | 407,202.76 cr | 15.415588 | +13.09% | +12.36% |
| KOTAKBANK | KOTAK MAHINDRA BANK LTD | 368,118.67 cr | 19.107543 | +11.38% | -16.81% |
| BAJAJFINSV | BAJAJ FINSERV LTD. | 296,507.30 cr | 30.252853 | +7.28% | -8.10% |
| LICI | LIFE INSURA CORP OF INDIA | 270,646.65 cr | 9.421552 | +37.75% | -9.62% |
Try these prompts
- Analyze CHOLAMANDALAM IN & FIN CO with valuation, momentum and industry peers
- Compare CHOLAFIN with other Financial Services stocks
- Show large-cap stocks in Financial Services above 50DMA with positive 1M return
- Find Financial Services stocks with improving momentum and reasonable valuation
Related screen ideas
- View Financial Services stocks
- View large-cap stocks
- Find stocks above 50DMA
- Compare CHOLAFIN with other Financial Services stocks
Data snapshot: 2026-07-08. Not investment advice.